Sofi stock reddit - Sofi Stadium, located in Inglewood, California, is a state-of-the-art venue that has quickly become a premier destination for sports and entertainment events. With its stunning arc...

 
This is a group of investors who are LONG SoFi. We are NOT in this for the short term gain. --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.. Mordenkainen presents monsters of the multiverse

This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.I do think 7 is the current fair market value for SOFI stock, until they start posting profitable quarters. I don't foresee the same ability to go from 7 to 11 the way it went from 4.83 to 8.04, because 11 would be over-valued, whereas 7 is not. 4.83 was undervalued. 2.Wrong and wrong. It's time to plug both call options into an options calculator, buddy. If Sofi hit $30/share by this time next year and IV dropped to 50%, which is the higher end of all LEAPS, the $25 call would be down 20%. The $7.5 call would be up over 100%. IV of most LEAPs are <40%. SOFI's IV on their entire options chain is more than double. Furthermore, Kamich's used a Point and Figure chart that showed a much higher $21 price target (an 83.4% upside from the July 31st closing price of $11.45.) SoFi stock will continue to have its ups and downs but Noto has reiterated that SoFi is growing with an increase in 2023 guidance and profitability in the fourth quarter. This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.SoFi’s private student loans offer competitive rates, special discounts and added member benefits. By clicking "TRY IT", I agree to receive newsletters and promotions from Money an... SoFi Daily Live Chat - September 27, 2023. General Discussion. Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind. Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic. Every once in a while somebody comes along making false claims about how SoFi will be destitute if widescale student loan forgiveness is granted. There are two parts to this claim that are not factual. First, student debt is not going to be cancelled. Second, even if it were completely cancelled, SoFi would miss the revenue, but they'd do just ...SoFi Crypto is/was a great product. My speculation is that SoFi would continue to offer it had there not been regulatory pressure. I'm guessing we'll see a new SoFi Invest "Collection" of crypto spot ETFs once those funds to come to market. Perhaps an on-going referral program with Blockchain also, but no indication of that today.Jan 30, 2024 ... ... stock spilled over to Reddit and Twitter, as highlighted by some comments here. Investor sentiment around SoFi Technologies Inc SOFI stock ...This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.SOFI heading sub $5 and even then, it will be too expensive, and with such a huge float, it will take a miracle, a long-sustaining miracle to push the stock upward and keep it there. SOFI is a second or third tier “growth” stock and there’s absolutely no appetite in this market for anything other than peak performers, and even those are ...This question is about SoFi @rhandoo2020 • 09/21/21 This answer was first published on 09/21/21. For the most current information about a financial product, you should always check...Incredibly Disappointed with Capital One (C1) Travel Portal Customer Support. 102 upvotes · 60. r/CreditCards. DO NOT USE U.S. Bank Altitude Reserve travel portal to book a flight. You will only receive 1X points compared to 3X directly from the airline. true.Sofi Stadium, located in Inglewood, California, is a state-of-the-art venue that hosts a wide range of events, from football games to concerts and everything in between. With its m...This question is about SoFi @rhandoo2020 • 09/21/21 This answer was first published on 09/21/21. For the most current information about a financial product, you should always check...SOFI is definitely going back up to $22 before end of year, and if things go really well we could see over $30. There was a lot of shorting before the lockup period expired on Monday which allowed insiders and employees to sell their stock. It’s common for a stock to drop when a flood of new shares hit the market.I'm just a fresh grad with little money, so fortunately, I have very little capital to lose (and win). I decided to clear all my sofi shares today with a final ROI of -12.4% and would like to share/discuss some of my thoughts that led to my final decision. Usually, I'm a very typical buy-and-hold investor because I only buy stocks that I have ...SoFi is a good bank for daily transactions, but I wouldn't keep my money for the APY. First, you shouldn't keep money you don't need in the short term at banks. Second, there are other very safe places to hold your money for ~10% right now. Reply reply.SOFI is definitely going back up to $22 before end of year, and if things go really well we could see over $30. There was a lot of shorting before the lockup period expired on Monday which allowed insiders and employees to sell their stock. It’s common for a stock to drop when a flood of new shares hit the market.With a short volume ratio of 25.32%, it is one of the most shorted stocks on the market right now meaning you can get a great discount. Galileo. Galileo a company SOFI purchased for $1.2 billion is a payment processor with customers like Robinhood, Chime, Monzo, Revolut, Varo, and TransferWise. Google Cloud executive Derek White is joining the ...In addition to this the entire market is severely hurting because of inflation, fears of rising rates, the war in Ukraine and a seemingly growing amount of market uncertainty. Sofi is also considered a growth stock and during recessions growth stocks are more vulnerable to go bankrupt and are a riskier type of investment.Sofi Stadium, located in Inglewood, California, is a state-of-the-art venue that has quickly become a premier destination for sports and entertainment events. With its stunning arc...SoFi Technologies Inc (NASDAQ:SOFI) stock experienced a 15.27% drop on March 5, following the announcement of its convertible senior notes offering, aiming to raise $750 million. The stock is ...With a short volume ratio of 25.32%, it is one of the most shorted stocks on the market right now meaning you can get a great discount. Galileo. Galileo a company SOFI purchased for $1.2 billion is a payment processor with customers like Robinhood, Chime, Monzo, Revolut, Varo, and TransferWise. Google Cloud executive Derek White is joining the ...Anyone else hold and buying SOFI? I am long them for a variety of reasons (diverse product portfolio , consistently beating earnings, sector I like long, low cost point of entry, bank charter, etc.)…..but MAN, what a theater of war that stock ticker has been this year . I just keep buying more with gains elsewhere , but I could use a gut check . SoFi Weekend Chat - January 13-January 14, 2024. Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind. Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic. Equities by their nature are risky, some more than others. SoFi beats Q1 earnings and raises 2023 Guidance! "Management expects to generate $470 to $480 million of adjusted net revenue in the second quarter of 2023, up 32% to 35% year-over-year, and $50 to $60 million of adjusted EBITDA. For the full year 2023, management expects adjusted net ...Diversification means spreading one’s money across a range of assets. Generally, it’s like taking the age-old advice of not putting all your eggs in one basket. An investor can’t avoid risk entirely, but diversifying their investments can help mitigate the risk one asset class poses. 3. Open an Investment Account.Users of r/sofistock subreddit share their opinions and predictions on whether SOFI stock could reach $100 a share in a few years. They also comment on the company's revenue, …The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636. 29K Members.This is a group of investors who are LONG SoFi. We are NOT in this for the short term gain. --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Sofi isn't a meme stock. It was wrongly mislabeled as one. If it were we'd have seen a pump to $50. Pretty-Car-2835. • 2 yr. ago. Literally the book value per share is $5.65 so it won’t go below that, there’s so little downside and realistically ~$10 upside EOY so no reason not to buying. External-Outcome7579. word of mouth sofi, palantir for example are very popular in retail community. they are many companies with high marketcap like unh, dhr, 400 billion companies that are not talk about often, atlassian is a 95 billion software with no profits but no one talks about it but pltr is smaller everyone does talk about it. retail investors usually buy stuff other people are …I don’t have it averaged to the week because I time my entries for CSPs. If SOFI is too expensive I do a different stock. My goal with SOFI is to acquire shares if assigned at under a $7 basis. Last week on our dip I sold 120 $7.50 CSPs (12k shares worth) for $.53 ($6300) which expire on 3/22. If assigned I get 12k shares at a $6.97 basis.SoFi’s private student loans offer competitive rates, special discounts and added member benefits. By clicking "TRY IT", I agree to receive newsletters and promotions from Money an...r/sofi: The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636 Considering SoFi constantly increases amount of products per member, at lowest it would have 15mil products (current ratio of products to members is 1.495 products per member, and increasing every quarter). I really hope you’re right. I just made a spreadsheet for growths since Q1 2019 and used estimation of growths. 33K subscribers in the sofi community. The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS….With a short volume ratio of 25.32%, it is one of the most shorted stocks on the market right now meaning you can get a great discount. Galileo. Galileo a company SOFI purchased for $1.2 billion is a payment processor with customers like Robinhood, Chime, Monzo, Revolut, Varo, and TransferWise. Google Cloud executive Derek White is joining the ...A Quick Look into SoFi’s stock selection shows a similarish return over that period, a bit higher even. I would be looking to transfer my shares into the automated account and let it do its thing. ... Welcome to FXGears.com's Reddit Forex Trading Community! Here you can converse about trading ideas, strategies, trading psychology, and nearly ... It seems like FinTech is a way to go moving forward and SoFi offers some interesting products. Based on my research, a lot of people/analysts are impressed with their business model and they expect it to grow consistently as time goes. With that said, after SoFi earning in Aug 12th, it dropped about 10% even with the positive news or expectations. We want to apologize for letting you down yesterday when you tried to access your SoFi Invest account. The incident was caused by an issue with our service that organizes market data. Your ability to see your accounts, make transfers, and trade has been fully restored. We take this seriously and are taking action to ensure it doesn't happen ...SoFi. The official subreddit of SoFi. Get your money right, all in one app. Visit us at: https://www.sofi.com NMLS #1121636. Online. 32K subscribers in the sofi community. The official subreddit of SoFi.For the recluses, and other people who have no one to refer, we can help! Reddit is a great big community so get money off your cable bill, get a free iPad, or whatever incentive …Sofi Stadium, located in Inglewood, California, is a state-of-the-art venue that hosts a wide range of events, from football games to concerts and everything in between. With its m...For one thing, SoFi Technologies CEO Anthony Noto reportedly added to his share position in the company. Also, Soros Fund Management founder George Soros was, and may still be, among SoFi’s large-scale investors. Profitability Is Key to Success for SoFi Technologies SOFI Stock Gets an Upgrade and Price Target Raise This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Do your own DD and decide how much risk you are ... This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.Hey! I'm using SoFi Invest 📊 to buy and sell stocks (and pieces of stocks) with zero fees. Open an Active Investing account with $10 or more, and you'll get $25 in stock. No. This is a failure of a company. They will sabotage their company before they let it grow. 99.99% of stock movement is not due to “short squeezes.”. In my opinion SOFI will go up, it may not be this month or 6 months from now, but in the future it will go up. SOFI is not a stock to look for a “short” or “gamma “squeeze, don’t ... In addition to this the entire market is severely hurting because of inflation, fears of rising rates, the war in Ukraine and a seemingly growing amount of market uncertainty. Sofi is also considered a growth stock and during recessions growth stocks are more vulnerable to go bankrupt and are a riskier type of investment.SoFi Daily Chat - March 12, 2024. General Discussion. Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind. Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.SoFi is a steady growth stock, not a short-squeeze Meme. SoFi has a lot of growth potentional, and it's a company worth investing in for the long-term. SoFi is good for options trading, and if you're a day-trader SoFi has enough Volatility for you to swing-trade the stock. You aren't going to get rich off SoFi with a short-squeeze like GME or ... Simply put 2 if you start a "sell something you don't own" or a "buy something you don't own" & then do the reverse in the same day, that's a day trade. No matter if it is a stock or an option or a fractional share if you buy it and sell it in the same day that is one day trade. If you buy a share of UPST today and another share at noon and ... Equities by their nature are risky, some more than others. SoFi beats Q1 earnings and raises 2023 Guidance! "Management expects to generate $470 to $480 million of adjusted net revenue in the second quarter of 2023, up 32% to 35% year-over-year, and $50 to $60 million of adjusted EBITDA. For the full year 2023, management expects adjusted net ... This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock. InvestorPlace - Stock Market News, Stock Advice & Trading Tips. SoFi (NASDAQ:SOFI) stock is taking a beating on Wednesday after the Reddit favorite revealed plans to raise $750 million in funding. SoFi is a good bank for daily transactions, but I wouldn't keep my money for the APY. First, you shouldn't keep money you don't need in the short term at banks. Second, there are other very safe places to hold your money for ~10% right now. Reply reply. Are you tired of spending endless hours searching for high-quality stock photos only to discover that they come with a hefty price tag? Look no further. In this article, we will ex... Simply put 2 if you start a "sell something you don't own" or a "buy something you don't own" & then do the reverse in the same day, that's a day trade. No matter if it is a stock or an option or a fractional share if you buy it and sell it in the same day that is one day trade. If you buy a share of UPST today and another share at noon and ... 344 votes, 51 comments. true. sofi is a tendie machine. a fair value puts this between 31.58-34.77 depending on how you calculate its comps which is difficult because sofi has a crazy moat and wide variety of service. killer growth and cagr and a real unicorn.SoFi Technologies, Inc. (SOFI) NasdaqGS - NasdaqGS Real Time Price. Currency in USD. Follow. 2W 10W 9M. 7.08 -0.30 (-4.09%) As of 02:36PM EDT. Market open. 1d. 5d. 1m. …Here at Lifehacker, we are endlessly inundated with tips for how to live a more optimized life—but not all tips are created equal. The best ones are the ones that stick; here are t...Free Article. SoFi Technologies Stock: Buy, Sell, or Hold? By Courtney Carlsen – Feb 18, 2024 at 7:36AM. Key Points. SoFi has transformed from a student … Idk about the rest of retail but I looked at Sofi for about 10 minutes before ruling them out. It’s not a good investment despite how most of people are excited about it. And to be honest when most people are excited about it, that should be a red flag to reassess. You never want to be in love with any stock no matter how good or bad it seems. This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock. Sofi went public through a SPAC merger with Chamath Palihapitiya's Social Capital Hedosophia V in June 2021, and its stock now trades on the Nasdaq exchange under the ticker symbol "SOFI." Since going public, the stock has experienced significant volatility, with its price fluctuating between $14 and $26 per share. Now its at 5 - 6 USD per share. SoFi Daily Live Chat - October 26, 2023. Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind. Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic. Simply put 2 if you start a "sell something you don't own" or a "buy something you don't own" & then do the reverse in the same day, that's a day trade. No matter if it is a stock or an option or a fractional share if you buy it and sell it in the same day that is one day trade. If you buy a share of UPST today and another share at noon and ... Automatic rebalancing: 5 stars. As with some of the most popular robo-advisors, SoFi Automated Investing provides automatic rebalancing. Every time money enters or leaves your account (for example ... Since the target is 20s and 30s, that is a long tailwind. Sofi has been refinancing people's student loans for the better part of a decade. Every student from the last decade is aware of them even if they never used them. Gonna be hard for square to suck up that name recognition without a shit ton of money and time. SoFi Daily Live Chat - September 27, 2023. General Discussion. Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind. Please refrain from any political, religious, or otherwise controversial discussions, and respect one another in your discussion so that the conversation stays on topic.March 6, 2024 9:05 AM | 2 min read. Zinger Key Points. SoFi stock dipped on news of the company pricing its $750 million convertible senior notes offering. The news sparked …SOFI is definitely going back up to $22 before end of year, and if things go really well we could see over $30. There was a lot of shorting before the lockup period expired on Monday which allowed insiders and employees to sell their stock. It’s common for a stock to drop when a flood of new shares hit the market.Based on my understanding, dilution occures only if SoFi stock exceeds $32.02 “ The cap price of the capped call transactions will initially be $32.02 per share, which represents a premium of 100% over the last reported sale price of SoFi’s common stock of $16.01 per share on September 29, 2021, and is subject to certain adjustmentBest-in-Class Portfolio Monitoring. View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations. Get daily stock ideas from top-performing Wall Street analysts. Sofi isn't a meme stock. It was wrongly mislabeled as one. If it were we'd have seen a pump to $50. Pretty-Car-2835. • 2 yr. ago. Literally the book value per share is $5.65 so it won’t go below that, there’s so little downside and realistically ~$10 upside EOY so no reason not to buying. External-Outcome7579. Oct 30, 2023 ... Below are the most active stocks with a valuation of at least $500 million before the bell, based on trading data taken from Bloomberg: SoFi ... SoFi is fundamentally in a better position than it was many months ago when it’s stock price was $22/share. The catalyst we will need is two things. Fed to give complete guidance with interest rates for the market to rebound. And profitability. Once we acheive those two things, SoFi share price will start to reflect its potential. This move allowed SoFi to operate more freely and raise deposits, providing funding flexibility. By the first quarter of 2023, SoFi reported significant growth in its deposit base, exceeding $10 billion, and projected a continual increase of about $2 billion each quarter. This growth in deposits is fundamental to funding its loan offerings and ...For the recluses, and other people who have no one to refer, we can help! Reddit is a great big community so get money off your cable bill, get a free iPad, or whatever incentive …This is a MOD discretion rule. Posts deemed to be to close to account support (aka things you should be talked with SoFi support about) are better posted in r/Sofi.An official support account is available there that may be able to help.Questions about individual accounts / customer support / new product ideas are outside the scope of this sub as location for …SoFi's Q4 total net revenue surged by an impressive 35% YoY, reaching $615.4 million, while its net income showed a remarkable turnaround, shifting from a loss …SoFi is fundamentally in a better position than it was many months ago when it’s stock price was $22/share. The catalyst we will need is two things. Fed to give complete guidance with interest rates for the market to rebound. And profitability. Once we acheive those two things, SoFi share price will start to reflect its potential. Considering SoFi constantly increases amount of products per member, at lowest it would have 15mil products (current ratio of products to members is 1.495 products per member, and increasing every quarter). I really hope you’re right. I just made a spreadsheet for growths since Q1 2019 and used estimation of growths. SOFI is still a high-risk, growth stock. Do your own DD and decide how much risk you are willing to take on in your investments. Equities by their nature are risky, some more than others. SoFi Daily Live Chat - September 26, 2022. Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind.

This is a MOD discretion rule. Posts deemed to be to close to account support (aka things you should be talked with SoFi support about) are better posted in r/Sofi.An official support account is available there that may be able to help.Questions about individual accounts / customer support / new product ideas are outside the scope of this sub as location for …. Breakfast places in bellevue

sofi stock reddit

Hey! I'm using SoFi Invest 📊 to buy and sell stocks (and pieces of stocks) with zero fees. Open an Active Investing account with $10 or more, and you'll get $25 in stock.SOFI heading sub $5 and even then, it will be too expensive, and with such a huge float, it will take a miracle, a long-sustaining miracle to push the stock upward and keep it there. SOFI is a second or third tier “growth” stock and there’s absolutely no appetite in this market for anything other than peak performers, and even those are ...SoFi beats Q1 earnings and raises 2023 Guidance! Quarter-End Total Products Up 46% Year-over-Year to Nearly 8.6 Million". "Management expects to generate $470 to $480 million of adjusted net revenue in the second quarter of 2023, up 32% to 35% year-over-year, and $50 to $60 million of adjusted EBITDA. For the full year 2023, management …Fiscal Q4 2023 ended 12/31/23. Reported on 1/29/24. Get the latest SoFi Technologies Inc (SOFI) real-time quote, historical performance, charts, and other financial information to …This is a group of investors who are LONG SoFi. We are NOT in this for the short term gain. --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.FAQ’s HERE ARE THE MOST COMMON REASONS THAT A REFERRAL BONUS MIGHT BE MISSING: A.) The referred friend signed up, but did not apply using the referrer's unique referral invite link. B.) The referred friend clicked on the referral link and started to sign up, but then took longer than 14 days to complete registration (for SoFi Money) or 120 ...Aug 21, 2023 ... If you have account questions, please use the link to connect directly to an agent on our secure platform sofi.app.link/e/reddit. You will be ...Sofi my main bank … no complaints.. they improve everything faster than legacy banks. I agree with you 100% on the new APY being locked behind Direct Deposit. 90% of my income is given to me as checks, and depositing those or doing an ACH transfer in every month was enough to get me the max APY before the "upgrade".There’s no bad news… private loans aren’t being forgiven, only federal. Edit: if anything it’s bullish that he stated they would pause repayments “one last time.”Sofi my main bank … no complaints.. they improve everything faster than legacy banks. I agree with you 100% on the new APY being locked behind Direct Deposit. 90% of my income is given to me as checks, and depositing those or doing an ACH transfer in every month was enough to get me the max APY before the "upgrade".This is a group of investors who are LONG SoFi. We are NOT in this for the short term gains (or losses) --- If you are a SOFI investor before the SPAC merger with IPOE and want an "OG SOFI Investor" flair, please message the Mods with proof of your holdings. --- Nothing said here is financial advice. SOFI is still a high-risk, growth stock.SoFi - What differentiates them from traditional banks and other competitors? I've watched a few videos on SOFI and I've seen a lot of people mention their moat being their financial ecosystem, one stop shop for all types of financial services. Student loans, credit cards, chequing accounts, mortgages, etc.Microsoft has loan benefits with SoFi. Thats actually how I got into their ecosystem because they offered me a lower rate on private student debt consolidation. Smart system because it brings in good earners with reliable cash flow that will make good deposits as well as make reliable on time payments. Dessertfox888.Sofi has a higher APY with 4.6% and Capital One is at 4.35%. Sofi has vaults and CO allows you to open up to 20 different savings accounts which is pretty much the same thing. You can invest through Sofi but not CO. Sofi allows you to track other bills and accounts with different banks CO doesn’t..

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